Our Solutions

Creating a Map to Help You Reach Your Goals...

Simply put, our job entails developing a complete and impartial analysis of your total financial objectives, prioritizing these objectives, and designing, implementing and monitoring a plan to work toward your objective and goals.

 

Financial Assessment and Strategy

These are the specific areas we examine in terms of your current situation and financial goals:

  • Investment Planning
  • Cash Flow Management
  • Tax Planning
  • Education Planning
  • Protection Planning 
  • Retirement Planning
  • Estate Planning
 

Investments

We determine the right mix of investment asset classes that will help you work toward your goals, taking into consideration your time horizon and risk tolerance. Some investment opportunities to examine may include:

  • Stocks and Bonds
  • Mutual Funds
  • Money Markets
  • Certificates of Deposit
  • Real Estate Investment Trust
 

Retirement Plans

We work with employers to help establish and maintain appropriate retirement funding vehicles for themselves and their employees. We will help you determine the right combination of:

  • Employer Sponsored Plans
  • 401(k) Plans 
  • Tax Sheltered Annuities
  • Traditional IRA 
  • Roth IRA
  • Deferred Compensation
 

College Savings Plans

It's never too early to start saving to make sure the resources are available when your child reaches the college years. The Coverdell Educational IRA and the 529 College Savings Plans are easy, flexible and tax-advantaged ways to save for college. We can also help you take advantage of the various educational tax incentives including tax credits and deductions that may ease the financial burden of educational expenses.
 
 

Life Insurance

Protection planning is critical to making sure you are able to meet your financial goals. Insurance is intended to pass the risk of an unlikely but potential financially devestating event to a third party insurance carrier.

While we do not directly write property and casualty, health insurance, disability, or long-term care for our clients, we review those policies in conjunction with the financial planning process to make sure the coverages are adequate for their situation.
 

Tax Services

By working with your entire financial situation we can help you make the most of your assets while potentially minimizing your tax obligations.

We strive to reduce your tax burden through strategies such as tax deferral and the use of legitimate deductions. However, we recommend avoiding investments that solely provide tax relief without generating any additional economic value.  Instead, we focus on investments and strategies that focus on maximizing after tax return.

In order to continue providing outstanding service, we limit our tax services to our investment clients.